We collect non-public personal information that you provide to us, or that we obtain with your authorization, in order to prepare tax returns, provide financial planning services, and deliver other professional services.

This information may include, but is not limited to:

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- Identifying information

- Financial and tax information

- Transaction and billing details

- Correspondence with our firm

- Payment history and records

- Information required to perform professional engagements

We collect information from the following sources:

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- Client interviews and consultations

- Tax return organizers and financial planning questionnaires

- Documents submitted by you in writing, by mail, online, or by telephone

- Information received from third parties with your authorization

- Historical records related to your engagement with our firm

We use your information to:

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- Provide accounting, tax, and advisory services

- Prepare and file tax returns

- Conduct financial planning

- Process billing and payments

- Communicate with you

- Comply with legal and professional obligations

We do not disclose non-public personal information about current or former clients to affiliates or non-affiliated third parties except as permitted by law, professional standards, and applicable ethics rules, including those of the New Jersey Society of Certified Public Accountants (NJSCPA) and the American Institute of Certified Public Accountants (AICPA).

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Information may be disclosed in the following circumstances:

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1. To comply with a valid subpoena, summons, or legal process.

2. In connection with regulatory or peer reviews authorized by the New Jersey State Board of Accountancy.

3. To initiate or respond to professional ethics inquiries or disciplinary proceedings.

4. During a prospective purchase, sale, or merger of all or part of our practice, subject to appropriate confidentiality protections.

5. In connection with actual or threatened legal proceedings or alternative dispute resolution matters, where disclosure is necessary to pursue or defend claims.

6. To service providers or affiliates who perform services on our behalf—such as tax processing or records storage—subject to confidentiality obligations.

Federal law, including Internal Revenue Code Section 7216, restricts tax preparers from disclosing tax return information without your consent, except for purposes directly related to preparing or assisting in preparing your tax return.

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In addition, professional rules generally prohibit us from disclosing confidential client information without your consent, except in the limited circumstances described above.

We restrict access to your non-public personal information to employees and third parties who need the information to provide services to you. Such individuals are bound by professional standards, confidentiality agreements, and applicable laws.

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We maintain physical, electronic, and procedural safeguards designed to protect your personal information in compliance with applicable legal and regulatory requirements.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.

If you have questions regarding this Privacy Policy, please contact:

Gabbay Zorrilla & Associates PC
Certified Public Accountants

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128 Summit Ave, Hackensack, NJ 07601
Phone: 201-883-1000

Email: info@gzapas.com